|
|
|
|
|
 |
 |
|
| |
Careers / Financial Examiners |
|
| |
 |
|
 
|
|
|
| |
| Summary Description |
|
|
Enforce or ensure compliance with laws and regulations governing financial and securities institutions and financial and real estate transactions. May examine, verify, or authenticate records. |
|
|
|
|
| |
| Sample Job Titles |
 |
|
1. |
Agent |
|
2. |
Bank Compliance Officer |
|
3. |
Bank Examiner |
|
4. |
Bank Secrecy Act Anti-Money Laundering Officer (BSA/AML Officer) |
|
5. |
Chief Bank Examiner |
|
6. |
Community Reinvestment Act Officer (CRA Officer) |
|
7. |
Compliance Analyst |
|
8. |
Compliance Director |
|
9. |
Compliance Manager |
|
10. |
Compliance Officer |
|
11. |
Compliance Specialist |
|
12. |
Compliance Vice President |
|
13. |
Credit Union Examiner |
|
14. |
Credit Union Field Examiner |
|
15. |
Director of Securities and Real Estate |
|
|
|
16. |
Examining Officer |
|
17. |
Financial Compliance Examiner |
|
18. |
Financial Examiner |
|
19. |
Home Mortgage Disclosure Act Specialist (HMDA Specialist) |
|
20. |
Internal Auditor |
|
21. |
Payroll Examiner |
|
22. |
Pension Examiner |
|
23. |
Principal Examiner |
|
24. |
Regulatory Analyst |
|
25. |
Securities Compliance Examiner |
|
26. |
Senior Capital Markets Specialist |
|
27. |
Senior Examiner |
|
28. |
Supervisory Examiner |
|
29. |
Treasury Analyst |
|
|
|
|
|
|
|
| |
| Job Tasks |
|
|
 |
Prepare reports, exhibits and other supporting schedules that detail an institution's safety and soundness, compliance with laws and regulations, and recommended solutions to questionable financial conditions.
- Prepare operational reports.
|
|
|
Investigate activities of institutions to enforce laws and regulations and to ensure legality of transactions and operations or financial solvency.
- Examine financial records or processes.
|
|
|
Recommend actions to ensure compliance with laws and regulations, or to protect solvency of institutions.
- Advise others on legal or regulatory compliance matters.
|
|
|
Resolve problems concerning the overall financial integrity of banking institutions including loan investment portfolios, capital, earnings, and specific or large troubled accounts.
- Implement financial decisions.
|
|
|
Direct and participate in formal and informal meetings with bank directors, trustees, senior management, counsels, outside accountants and consultants to gather information and discuss findings.
|
|
|
Review balance sheets, operating income and expense accounts, and loan documentation to confirm institution assets and liabilities.
- Monitor financial indicators.
|
|
|
Plan, supervise, and review work of assigned subordinates.
|
|
|
Review audit reports of internal and external auditors to monitor adequacy of scope of reports or to discover specific weaknesses in internal routines.
- Monitor organizational processes.
|
|
|
Train other examiners in the financial examination process.
- Train personnel to enhance job skills.
|
|
|
Review and analyze new, proposed, or revised laws, regulations, policies, and procedures to interpret their meaning and determine their impact.
- Evaluate applicable laws and regulations to determine impact on organizational activities.
|
|
|
Examine the minutes of meetings of directors, stockholders and committees to investigate the specific authority extended at various levels of management.
- Monitor organizational processes.
|
|
|
Confer with officials of real estate, securities, or financial institution industries to exchange views and discuss issues or pending cases.
- Confer with others about financial matters.
|
|
|
Establish guidelines for procedures and policies that comply with new and revised regulations and direct their implementation.
- Establish organizational guidelines or policies.
|
|
|
Evaluate data processing applications for institutions under examination to develop recommendations for coordinating existing systems with examination procedures.
- Examine financial records or processes.
|
|
|
Verify and inspect cash reserves, assigned collateral, and bank-owned securities to check internal control procedures.
- Verify accuracy of financial information.
- Examine financial records.
|
|
|
Provide regulatory compliance training to employees.
- Train personnel in organizational or compliance procedures.
|
|
|
Review applications for mergers, acquisitions, establishment of new institutions, acceptance in Federal Reserve System, or registration of securities sales to determine their public interest value and conformance to regulations, and recommend acceptance or rejection.
- Review license or permit applications.
|
|
|
|
|
|
|
| |
| Work Activities |
|
|
|
| Getting Information —
Observing, receiving, and otherwise obtaining information from all relevant sources. |
|
|
|
|
| Analyzing Data or Information —
Identifying the underlying principles, reasons, or facts of information by breaking down information or data into separate parts. |
|
|
|
|
| Communicating with Supervisors, Peers, or Subordinates —
Providing information to supervisors, co-workers, and subordinates by telephone, in written form, e-mail, or in person. |
|
|
|
|
| Evaluating Information to Determine Compliance with Standards —
Using relevant information and individual judgment to determine whether events or processes comply with laws, regulations, or standards. |
|
|
|
|
| Making Decisions and Solving Problems —
Analyzing information and evaluating results to choose the best solution and solve problems. |
|
|
|
|
| Communicating with Persons Outside Organization —
Communicating with people outside the organization, representing the organization to customers, the public, government, and other external sources. This information can be exchanged in person, in writing, or by telephone or e-mail. |
|
|
|
|
| Interacting With Computers —
Using computers and computer systems (including hardware and software) to program, write software, set up functions, enter data, or process information. |
|
|
|
|
| Identifying Objects, Actions, and Events —
Identifying information by categorizing, estimating, recognizing differences or similarities, and detecting changes in circumstances or events. |
|
|
|
|
| Processing Information —
Compiling, coding, categorizing, calculating, tabulating, auditing, or verifying information or data. |
|
|
|
|
| Updating and Using Relevant Knowledge —
Keeping up-to-date technically and applying new knowledge to your job. |
|
|
|
|
| Organizing, Planning, and Prioritizing Work —
Developing specific goals and plans to prioritize, organize, and accomplish your work. |
|
|
|
|
| Documenting/Recording Information —
Entering, transcribing, recording, storing, or maintaining information in written or electronic/magnetic form. |
|
|
|
|
| Scheduling Work and Activities —
Scheduling events, programs, and activities, as well as the work of others. |
|
|
|
|
| Interpreting the Meaning of Information for Others —
Translating or explaining what information means and how it can be used. |
|
|
|
|
| Establishing and Maintaining Interpersonal Relationships —
Developing constructive and cooperative working relationships with others, and maintaining them over time. |
|
|
|
|
| Judging the Qualities of Things, Services, or People —
Assessing the value, importance, or quality of things or people. |
|
|
|
|
| Coordinating the Work and Activities of Others —
Getting members of a group to work together to accomplish tasks. |
|
|
|
|
| Monitor Processes, Materials, or Surroundings —
Monitoring and reviewing information from materials, events, or the environment, to detect or assess problems. |
|
|
|
|
| Resolving Conflicts and Negotiating with Others —
Handling complaints, settling disputes, and resolving grievances and conflicts, or otherwise negotiating with others. |
|
|
|
|
| Developing and Building Teams —
Encouraging and building mutual trust, respect, and cooperation among team members. |
|
|
|
|
| Developing Objectives and Strategies —
Establishing long-range objectives and specifying the strategies and actions to achieve them. |
|
|
|
|
| Training and Teaching Others —
Identifying the educational needs of others, developing formal educational or training programs or classes, and teaching or instructing others. |
|
|
|
|
| Coaching and Developing Others —
Identifying the developmental needs of others and coaching, mentoring, or otherwise helping others to improve their knowledge or skills. |
|
|
|
|
| Provide Consultation and Advice to Others —
Providing guidance and expert advice to management or other groups on technical, systems-, or process-related topics. |
|
|
|
|
| Estimating the Quantifiable Characteristics of Products, Events, or Information —
Estimating sizes, distances, and quantities; or determining time, costs, resources, or materials needed to perform a work activity. |
|
|
|
|
| Guiding, Directing, and Motivating Subordinates —
Providing guidance and direction to subordinates, including setting performance standards and monitoring performance. |
|
|
|
|
| Performing Administrative Activities —
Performing day-to-day administrative tasks such as maintaining information files and processing paperwork. |
|
|
|
|
| Thinking Creatively —
Developing, designing, or creating new applications, ideas, relationships, systems, or products, including artistic contributions. |
|
|
|
|
| Selling or Influencing Others —
Convincing others to buy merchandise/goods or to otherwise change their minds or actions. |
|
|
|
|
| Monitoring and Controlling Resources —
Monitoring and controlling resources and overseeing the spending of money. |
|
|
|
|
| Operating Vehicles, Mechanized Devices, or Equipment —
Running, maneuvering, navigating, or driving vehicles or mechanized equipment, such as forklifts, passenger vehicles, aircraft, or water craft. |
|
|
|
|
|
|
|
|
| |
|
|
| |
| Nature of the Work |
|
|
| |
|
|
| Working Conditions |
|
|
| |
|
|
| |
|
|
| |
|
|
|
 |
|
|
|
| |
|
|
| Interesting Fact |
 |
|
|
| The U.S. industry whose workers have the lowest unemployment rate is Government (2.8%). |
|
|
|
| Did you know... |
 |
|
|
| You can create a Community Profile that tells other members of the MyPlan.com community a little bit about yourself. |
|
|
|
|
|
|
|
